Lender readiness
Work with a qualified VA lender to confirm eligibility, approval, payment, cash needs, and property requirements.
Call Chase (423) 426-7968EXIT Office (423) 806-0400
VA HOME BUYERS
Use the benefit with a plan built around the property.
As an Air Force veteran, Chase understands the value of direct communication, preparation, and coordinating the details that support a VA-backed purchase.
Property fit
Evaluate condition, appraisal considerations, repairs, access, utilities, and long-term ownership—not just list price.
Offer structure
Balance competitiveness with financing, appraisal, inspection, closing costs, timing, and personal risk tolerance.
Coordination
Keep lender, inspectors, title professionals, seller, and deadlines aligned through closing.
VA eligibility and affordability are different questions
Eligibility opens the program; lender underwriting and your household budget determine the workable price and payment. Compare complete monthly and closing costs.
The property still has to work
A strong benefit does not make every home a good purchase. Condition, repairs, maintenance exposure, location, layout, insurance, and resale flexibility remain important.
Choose the lender carefully
Experience with VA-backed loans, communication, underwriting preparation, fees, rates, and closing execution can materially affect the transaction.
COMMON QUESTIONS
Start with a clearer answer.
Does a VA loan always require zero down?
Eligible borrowers may have a zero-down option, but the structure depends on entitlement, price, appraisal, lender underwriting, and individual circumstances.
Can the seller pay closing costs?
Certain seller-paid costs or concessions may be allowed within program and contract limits. Confirm the current structure with the lender.
Does the VA inspect the home?
The appraisal is not a substitute for an independent home inspection.
Is Chase licensed in Virginia?
Not yet. This page covers VA-backed financing for Tennessee property, not Virginia brokerage service.
A BETTER FIRST CONVERSATION
Tell Chase what you’re working toward.
No pressure. Just practical guidance and a clear next step.
Text Chase at (423) 426-7968 →